Why More Mumbaikars Are Choosing to Own Land, Not Just Apartments

by | Sep 23, 2026

By Holistic Group | Lifestyle & Real Estate Insights | June 2026

Mumbai’s limited space and high-density residential environment are making some homebuyers look beyond conventional apartment ownership. Instead of purchasing another flat, buyers who already have a primary residence are increasingly considering land, plots and independent villas outside the city.

The reason is not simply about property investment. For many buyers, land offers something that a typical apartment cannot easily provide—more space, greater privacy, outdoor areas and the possibility of creating a home suited to their future needs.

This trend is particularly relevant around locations connected to Mumbai but surrounded by more open and natural environments. Karjat is one such destination, attracting interest from buyers looking for a second home, weekend property or long-term real estate opportunity.

With improving regional connectivity and ongoing development, the idea of owning land or a villa near Mumbai is becoming an alternative worth considering alongside traditional apartment ownership.

Why Are Mumbaikars Looking Beyond Apartments?

Mumbai’s urban environment naturally limits the amount of private space available to individual homeowners. Apartments provide efficient use of land, but larger private gardens, outdoor areas and independent structures are generally difficult to achieve within a typical residential tower.

This has led some buyers to consider properties outside the city.

For a person who already owns an apartment in Mumbai, a plot or villa near the city can serve a completely different purpose. It may become a weekend retreat, a future retirement home, a family getaway or a property that can eventually be developed according to applicable regulations.

The decision therefore depends less on land vs apartment as a competition and more on what the buyer wants from the property.

Land vs Apartment: What Is the Difference?

The ownership experience is different for each type of property.

An apartment generally provides a ready-to-use home within an established building or residential society. Maintenance, common infrastructure and amenities are often managed through the society or building management.

Land provides a different form of ownership. Depending on its legal status and permitted use, the owner may have more flexibility regarding future construction and outdoor space.

However, that flexibility also comes with responsibility.

A land buyer needs to consider title, land classification, zoning, development permissions, access, construction costs and applicable regulations.

Therefore, land should not automatically be considered a simpler or better investment than an apartment.

Why Space Is Becoming More Important

Space is one of the biggest reasons urban buyers consider properties outside Mumbai.

A larger plot can potentially provide space for a garden, outdoor seating, parking, recreation areas and, where legally permitted, a private home.

For families, this can create a different lifestyle from apartment living.

The demand for space also becomes more relevant when the property is intended for weekend use. A second home is often purchased not simply as another address but as a place where family members can spend time together away from the city’s density.

Why Karjat Is Relevant to This Trend

Karjat has traditionally attracted weekend visitors because of its hills, greenery, waterfalls and relatively open surroundings.

Its location within the wider Mumbai Metropolitan Region’s influence also makes it relevant to buyers looking for a second home near Mumbai.

Connectivity is another part of the story. Regional infrastructure developments, including the Panvel–Karjat rail corridor and wider road and transport improvements, are strengthening the area’s connection with neighbouring growth centres.

For buyers, however, broad regional connectivity should not replace property-level due diligence. The actual accessibility of a property depends on its location, road access and surrounding infrastructure.

Land Can Offer Future Development Possibilities

One reason some buyers consider land is the possibility of developing the property later.

A buyer may initially purchase a plot and construct a home after several years. Another may develop a weekend property according to their family’s requirements.

But this flexibility depends entirely on what is legally permitted on the particular land.

Before buying, buyers should verify:

  • Land classification
  • Title and ownership
  • NA status where applicable
  • Zoning
  • Permitted use
  • Development permissions
  • Access road
  • Encumbrances
  • Applicable local regulations

The term NA plot is commonly used in property marketing, but buyers should always verify the actual documentation rather than relying only on the property’s advertised description.

Why Some Buyers Prefer a Managed Villa Community

Not every buyer who wants more space wants to purchase a standalone plot and manage construction independently.

Building on an individual plot can involve multiple decisions, including architecture, contractors, approvals, utilities, landscaping and ongoing maintenance.

A managed villa community offers a different approach.

The buyer gets an independent villa or defined property within a planned development, with common infrastructure and community-level facilities already considered as part of the project.

This can be attractive to Mumbaikars who want the experience of owning a second home without managing every aspect of developing an individual plot.

Trulife by Holistic Group

Trulife by Holistic Group is a nature-focused second-home community in Tadwadi, Karjat.

The project offers 2, 3 and 4-bed villas along with lifestyle amenities and a planned community environment. It is designed for buyers looking for a private villa surrounded by nature while remaining connected to the broader Karjat region.

For a buyer comparing an individual plot with a ready or structured second-home community, Trulife represents the latter approach: a villa within a planned development rather than an independently purchased piece of land.

Goodlife by Holistic Group

Goodlife by Holistic Group is another option for buyers looking for a larger second-home format in Karjat.

Located in Kotimbe, the project is an 8.5-acre low-density gated villa community with 3, 4 and 5-bed villas and private plots of 3,000+ sq. ft.

Its serviced and managed ownership model is aimed at buyers who want a more structured second-home experience with greater space and privacy.

For Mumbaikars considering a move beyond apartment ownership, such communities offer another route: instead of purchasing land separately and developing it themselves, buyers can consider a planned villa community with an established development model.

What Should Mumbaikars Consider Before Buying Land?

The first step is to clearly define the purpose of the purchase.

Are you looking for a weekend home? A future residence? A long-term land asset? Or simply more space outside Mumbai?

The answer can influence whether an independent plot, villa or managed community is more appropriate.

The next step is due diligence.

Buyers should examine the property’s legal documentation, land status, permitted development, accessibility and total ownership cost. Construction expenses should also be considered if the plan is to build later.

Location is equally important. A property may be advertised as being “near Mumbai,” but actual travel time can vary considerably depending on the route, traffic and exact location.

Is Land a Better Choice Than an Apartment?

There is no single answer.

An apartment can be practical for primary urban living, while land or a villa can serve a different lifestyle and ownership objective.

For someone who wants proximity to Mumbai’s workplaces and daily conveniences, an apartment may remain the more practical choice.

For someone who already owns a city residence and wants a private weekend property, larger outdoor space or a future home outside Mumbai, land or a villa may be worth considering.

The important factor is matching the property type with the intended use.

Conclusion

The growing interest in land outside Mumbai reflects changing expectations around property ownership.

For some Mumbaikars, the next property purchase may not be another apartment. It could be a plot, an independent villa or a second home in a developing location such as Karjat.

The attraction is understandable: more space, greater privacy, access to nature and the possibility of creating a property suited to a different lifestyle.

At the same time, land ownership requires careful due diligence. Legal status, title, permitted use, accessibility, development potential and total costs should all be evaluated before making a purchase.

For buyers who want the benefits of a second home without independently developing a plot, planned communities such as Trulife and Goodlife by Holistic Group offer an alternative within Karjat’s growing second-home market.

Ultimately, the decision between an apartment, land or a villa depends on the buyer’s purpose, budget and long-term plans.

Frequently Asked Questions

Why are Mumbaikars considering land outside Mumbai?

Some buyers are looking for more space, privacy, outdoor areas and second-home opportunities that can be difficult to achieve through a typical city apartment.

Is Karjat suitable for buying land near Mumbai?

Karjat is relevant to buyers seeking a combination of natural surroundings, larger properties and connectivity to the wider Mumbai region. Individual properties should still be evaluated for legal status and accessibility.

What should I check before buying a plot near Mumbai?

Check the title, land classification, NA status where applicable, zoning, permitted use, development permissions, access and any encumbrances before purchasing.

Is buying a villa different from buying land?

Yes. A land purchase generally involves future development decisions, while a villa community can provide a developed home within a planned project. The costs, responsibilities and legal considerations can therefore differ.

What are Trulife and Goodlife?

Trulife and Goodlife are second-home villa communities by Holistic Group in Karjat. Trulife offers 2, 3 and 4-bed villas, while Goodlife offers 3, 4 and 5-bed villas in a low-density gated community.

Is land better than an apartment as an investment?

Land and apartments have different characteristics, costs and uses. The appropriate choice depends on the buyer’s purpose, location, legal status, budget and investment horizon.

Author

  • Subhankar Mitra

    Mr. Subhankar Mitra is a seasoned real estate professional with 29 years of experience across architecture, urban planning, and real estate consulting in India and the Middle East. A gold medallist from CEPT University, he began his career in architectural design before moving into planning and real estate advisory. 

    His expertise spans valuation, PPP structuring, transaction advisory, and strategic consulting across various asset classes. As Managing Director – Strategic Consulting at Colliers, he advised developers, investors, institutions, and governments on large-scale urban transformation projects.

    He has led initiatives in market research, feasibility analysis, and investment strategy. An entrepreneur at heart, he founded two ventures in weekend homes, farm communities, hospitality, and senior living. His in-depth understanding of real estate cycles lends him strong market insight and foresight. 

    Mr. Mitra is a member of ITPI and COA and serves on the Board of Review at CEPT University. He actively mentors and contributes to industry forums.

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